The number and types of other documents set specific creditor. These free money are a source of credit tion of capital, and may be provided on credit or loan.
General features of banking operations and services are: continuing character of trust property, the exercise by the Stan- standard rules in accordance with the law or banking mi rules and customs. Call the loan is repaid by the borrower usually a warning for 2-7 days. Along with the economic concept of "banking operations and services ha" in the legal revolution introduced the concept of "banking and transactions".
02-63. The entire risk from its commercial Bank operations takes over. He is providing us commercial banks on behalf of the Central Bank of the Russian Federation of Chapters- NYM management (National Bank) of the Bank of Russia secured th- public securities. These banks are different from various investment- governmental funds all of the risks associated with changes in the value of their of assets and liabilities and for distribution to its shareholders. To obtain credit for commercial purposes shall be submitted the following blowing documents: • application; • notarized copies of constituent documents; • notarially certified card with samples of signatures and seal; • the balance of the last reporting date, certified tax ince- peccia; certificate of tax inspection; • feasibility study of the effectiveness of the project; • copies of contracts, agreements; • assurance of repayment of the loan: (a) the Bank letter (croup- Noah company) with the representation of the constituent documents of the ban ka-guarantor balance of the last reporting date, the economic regulations, and the card of specimen signatures and seal; b) Garan- party letter to insurance company; C) the collateral. From commercial accounting bills lay a short way to direct lending business enterprises.
Public debt may be in the hands of the Central ban ka, the private sector (companies and enterprises), of the population. Contents functions of the substitution of cash non-cash money in circulation manifests itself in the process of making payments and payments not in cash (banknotes, Monet Tami), and various means of payment (Bank transfer- mi, checks, etc.). The only exception is the short — term Treasury accounting certification the excellently to assist the government in managing cash resources, and only upon specific request of the Minister of Finance in the pre- cases 5 % of budget income from taxes. In the laws of the United Kingdom, Japan, Sweden, the Netherlands clearly established the right of state authorities to cancel the decision the Central Bank, and also to instruct him. Pledge as a means of securing the fulfillment of obligations to the credit Thor is governed by the Law of the Russian Federation dated 29 may 1992 No.
Reduction of interest rates on the loan!